Tommy comes home to get ready for his anniversary dinner with his wife only to find that his wife has made a special agreement with Jane, the cute college girl from next door. Jane has agreed to help Tommy and his wife live out one of their fantasies. Jon comes home from work early to start preparing an elegant anniversary dinner for his and his wife. What he finds waiting for him in his bedroom is an anniversary gift from his wife with love... her name is Penelope. Brad comes home on his anniversary night to find that his wife has left him a single rose and a card... as well as his long-time sexual fantasy of a college girl. Chad's wife phones him from work to tell him how much she understands his needs and desires. So, she gets him an anniversary gift he won't forget!